--- title: Risk Assessment & Mitigation Program (RAMP) description: SDAR RAMP – Risk Assessment & Mitigation Program image: https://go.sdar.com/hubfs/shutterstock_424953895.jpg --- - [Home](https://go.sdar.com/legal) ![legalupdates.png](https://go.sdar.com/hs-fs/hubfs/legalupdates.png?width=1440&name=legalupdates.png "legalupdates.png") Topic All Topics - [C.A.R. Forms (1)](https://go.sdar.com/legal/tag/c-a-r-forms) - [Housing (1)](https://go.sdar.com/legal/tag/housing) - [New Laws (1)](https://go.sdar.com/legal/tag/new-laws) ## Tag: Risk Assessment & Mitigation Program (RAMP) [![shutterstock_424953895](https://go.sdar.com/hubfs/shutterstock_424953895.jpg)](https://go.sdar.com/legal/sdar-ramp-risk-assessment-mitigation-program) # Risk Assessment & Mitigation Program (RAMP) in Images Posts March 28, 2018 [![Kyle Pietrzak, Vice President of Risk Management](https://go.sdar.com/hubfs/kp%20-%201x1.jpg) Kyle Pietrzak, Vice President of Risk Management](https://go.sdar.com/legal/author/kyle-pietrzak-vice-president-of-risk-management) **Updated Local Area Disclosures L.A.D. – Now Available** As part of its Risk Assessment and Management Program, RAMP, SDAR’s Risk Management Committee is dedicated to proactively creating cutting edge forms to address the local needs of our members.  To this end, SDAR is excited to announce the release of an updated Local Area Disclosure into your SDAR Risk Management Forms Library on Zipforms (RMF), a free benefit to members of SDAR. Use your C.A.R. username and password to log in to access the form via [ZipFoms](http://www.sdar.com/zipform.html).   Long heralded as a critical risk management tool, SDAR’s proprietary L.A.D., provides vital disclosures of known local issues, not adequately covered in C.A.R.’s Statewide Buyer and Seller Addendum (C.A.R. Form S.B.S.A.)  For example, these disclosures include: new/proposed developments, traffic, airport noise, environmental and public health concerns as well as other local issues that could potentially affect the value, suitability or enjoyment of the property for the buyer.  Given its nature, the information in the L.A.D. is constantly changing, and therefore one should not rely on the information therein exclusively.  Likewise, the L.A.D. is not intended as an exhaustive list of all issues that should be disclosure.  For specific questions regarding use of the Local Area Disclosures you should always consult your Broker.  Please take note that, **the L.A.D. should never be used without the S.B.S.A. ** Together, the L.A.D. and the S.B.S.A. contain information that may significantly influence your client’s decisions, so it is important to encourage your clients to carefully review both before signing.  While the L.A.D. alone does not relieve a Realtor® of their ethical and legal obligations, a signed L.A.D. is a powerful defense against a potential claim.  Furthermore, even before an issue might arise, the L.A.D. can prompt discussion on potentially important topics and demonstrates your attention to detail and care and the overall professionalism of your practice.  Should you know of any issues that should be included in the Local Area Disclosure, please submit the suggested information to [Legal@SDAR.com](mailto:Legal@SDAR.com) for consideration by the Risk Management Committee’s Forms working group.         ![Kyle Pietrzak, Vice President of Risk Management](https://go.sdar.com/hubfs/kp%20-%201x1.jpg) [Kyle Pietrzak, Vice President of Risk Management](https://go.sdar.com/legal/author/kyle-pietrzak-vice-president-of-risk-management) [   ![](https://go.sdar.com/hubfs/shutterstock_635952077.jpg)](https://go.sdar.com/legal/know-the-rules-dont-risk-it) [Previous](https://go.sdar.com/legal/know-the-rules-dont-risk-it) ## [Know the Rules – Don't Risk It!](https://go.sdar.com/legal/sdar-ramp-risk-assessment-mitigation-program) [Next](https://go.sdar.com/legal/stay-informed-bre-cracks-down-on-real-estate-teams) ## [Stay Informed: BRE Cracks Down on Real Estate Teams](https://go.sdar.com/legal/sdar-ramp-risk-assessment-mitigation-program) [![](https://go.sdar.com/hubfs/shutterstock_1099571879-2.jpg) ](https://go.sdar.com/legal/stay-informed-bre-cracks-down-on-real-estate-teams) ### Related Posts: [NEW LAW TO PREVENT TENANT DISCRIMINATION BASED ON SOURCE OF INCOME](https://go.sdar.com/legal/new-law-prevent-discrimination) [SDAR Risk Management Forms & Local Area Disclosures - 2019 Updates & Changes](https://go.sdar.com/legal/sdar-risk-management-forms-local-area-disclosures-2019-updates-changes) [Social Media Videos - Disclosures- As the DRE Sees It](https://go.sdar.com/legal/social-media-videos-as-the-dre-sees-it) 0 Comments ### Leave a reply: Your email address will not be published. ### Categories - Images Posts - Life Style - Photograph - Uncategorized ### Recent Posts [![](https://go.sdar.com/hubfs/legalupdates.png)](https://go.sdar.com/legal/new-law-prevent-discrimination) [NEW LAW TO PREVENT TENANT DISCRIMINATION BASED ON SOURCE OF INCOME](https://go.sdar.com/legal/new-law-prevent-discrimination) September 16, 2019 [![](https://go.sdar.com/hubfs/legalupdates.png)](https://go.sdar.com/legal/sdar-risk-management-forms-local-area-disclosures-2019-updates-changes) [SDAR Risk Management Forms & Local Area Disclosures - 2019 Updates & Changes](https://go.sdar.com/legal/sdar-risk-management-forms-local-area-disclosures-2019-updates-changes) March 14, 2019 [![](https://go.sdar.com/hubfs/legalupdates.png)](https://go.sdar.com/legal/social-media-videos-as-the-dre-sees-it) [Social Media Videos - Disclosures- As the DRE Sees It](https://go.sdar.com/legal/social-media-videos-as-the-dre-sees-it) January 16, 2019 [![](https://go.sdar.com/hubfs/legalupdates.png)](https://go.sdar.com/legal/c.a.r.-forms-updates-december-2018-forms-release-summary-of-changes-additions) [C.A.R. Forms Updates - December 2018 Forms Release Summary of Changes & Additions](https://go.sdar.com/legal/c.a.r.-forms-updates-december-2018-forms-release-summary-of-changes-additions) December 12, 2018 [![](https://go.sdar.com/hubfs/legalupdates.png)](https://go.sdar.com/legal/handling-square-footage-differences-in-residential-listings) [Handling Square Footage Differences in Residential Listings](https://go.sdar.com/legal/handling-square-footage-differences-in-residential-listings) August 14, 2018 ### Tags - [C.A.R. Forms (1)](https://go.sdar.com/legal/tag/c-a-r-forms) - [Housing (1)](https://go.sdar.com/legal/tag/housing) - [New Laws (1)](https://go.sdar.com/legal/tag/new-laws) #### About Risk Management The Greater San Diego Association of REALTORS® (SDAR) Government Affairs Department is dedicated to promoting housing opportunities, protecting private property rights, and fostering economic development and pro-business environment in real estate. #### Tweets [Tweets by RealtorsSD](https://twitter.com/RealtorsSD) #### Instagram © 2017 San Diego Association of REALTORS®. All Rights Reserved.